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Startup Cost Calculator India 2026

Estimate your startup's initial investment, monthly burn rate, and first-year budget. Plan your Indian business finances before you launch.

✓ Setup Cost Breakdown ✓ Monthly Burn Rate ✓ Working Capital ✓ First-Year Budget
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What's Included in the Startup Cost Estimate

Setup / One-Time Costs

Company registration, GST registration, Professional Tax registration, initial equipment, office setup, and initial marketing & branding. These are one-time expenses to get your business running.

Monthly Operating Costs

Recurring monthly costs including office rent (if applicable), salaries, utilities & internet, insurance, and miscellaneous operations. This forms your monthly burn rate.

Working Capital Buffer

3 months of operating costs as a safety buffer. This ensures you can cover expenses while waiting for revenue to come in — the most common cause of early startup failure is insufficient working capital.

Contingency and First-Year Budget

10% contingency on setup + working capital for unexpected expenses. The total gives you the first-year budget — the minimum capital you need to raise or have before starting.

Need Help Registering Your Startup?

Our CA and CS team handles company registration, GST, DPIIT Startup India recognition, and all compliance — starting at ₹999.

Frequently Asked Questions

How much does it cost to start a business in India?+
Startup costs in India vary widely by business type. A tech startup typically needs ₹5–20 lakh; a retail shop ₹2–10 lakh; a restaurant ₹10–50 lakh; and a manufacturing unit ₹20 lakh+. Key costs include company registration, equipment, office setup, initial marketing, and 3–6 months of working capital.
What registration costs should I budget for?+
Budget: Private Limited Company (₹10,000–15,000), LLP (₹6,000–10,000), OPC (₹8,000–12,000), Sole Proprietorship (₹1,500–3,000). Plus GST registration (₹999–1,500), Professional Tax (₹1,000–2,000), FSSAI license for food businesses (₹499 basic registration), and trade licence depending on your city.
How many months of working capital should I keep?+
Industry guidance is 3–6 months of operating expenses as working capital. Service businesses need less (3 months). Retail and manufacturing should aim for 4–6 months. This ensures cash flow continuity while revenue builds up — insufficient working capital is the leading cause of startup failure in India.
What is burn rate and why does it matter?+
Burn rate is how much money your startup spends per month. Divide your cash reserves by monthly burn rate to find your runway — how many months until you run out of cash. For example: ₹6 lakh reserves ÷ ₹1 lakh/month burn rate = 6 months runway. Most investors want to see 12+ months runway before funding.
Can I reduce my startup costs significantly?+
Yes. Consider: starting from home instead of renting (saves ₹15,000–80,000/month in metro cities), using open-source software, buying refurbished equipment, co-founding with complementary skill sets to reduce early hiring, and leveraging government schemes like Startup India for tax exemptions and SIDBI loans at lower interest rates.

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