Check your personal loan eligibility, maximum loan amount, and FOIR ratio based on monthly income, credit score, age, and existing EMIs.
"Checked eligibility before applying and saw my FOIR would be 48% — very close to the 50% bank limit. Prepaid one small loan to bring it under 40%, then applied and got approved for ₹7L at 12.5%."
"The improvement tips explained that my CIBIL score of 680 was the main blocker. Took 4 months to improve to 720 by clearing a credit card dues. Then got approved easily."
"Helped me understand I could get more loan by extending tenure from 36 to 60 months — EMI drops and FOIR improves. Very practical insight I wouldn't have thought of myself."
GST registration and ITR filing are required to prove income for self-employed loan applicants — our CA team handles it from ₹999.
CA-assisted ITR filing, GST registration, income documentation for loan approvals. All-inclusive pricing.
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