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GST Interest Calculator India 2026

Calculate interest on delayed GST payments at 18% or 24% per annum. Know your liability before making payment — free, instant, no login required.

💰 18% & 24% Rates 📋 Section 50 CGST Act ✅ Day-wise Calculation 🧾 Total Payable
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GST Interest Calculator

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Interest Amount
₹0
Total Payable (Tax + Interest)
₹0
Days of Delay
Tax Amount Due
Interest Rate Applied
Interest Amount
Total Amount Payable
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📋 Section 50 CGST Act
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18% & 24% Rates
Instant Calculation
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GST Interest Formula

Interest = Tax Amount × (Rate ÷ 100) × (Days of Delay ÷ 365)
Total Payable = Tax Amount + Interest
Example: ₹50,000 × 18% × (30 ÷ 365) = ₹739.73

GST Interest Rate Comparison

RateSectionWhen Applicable
18% p.a.Section 50(1)Normal delay in tax payment — no fraud
24% p.a.Section 50(3)Excess ITC claimed fraudulently or suppression of sales
★★★★★
"Calculated my GST interest in seconds. The formula breakdown helped me explain the liability to my client clearly."
Priya Sharma — CA, Pune
★★★★★
"I missed the GSTR-3B due date by 45 days. This tool showed me exactly how much interest I owe before I filed. Super helpful."
Rahul Verma — E-commerce seller, Delhi
★★★★☆
"The difference between 18% and 24% interest is explained well. I didn't realise my ITC claim could attract 24%."
Meena Iyer — Textile trader, Chennai

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Frequently Asked Questions

What is the GST interest rate for late payment?+
18% per annum under Section 50(1) for normal delayed payment. 24% per annum under Section 50(3) for excess ITC fraudulently claimed or suppression of sales. Interest runs from the day after the due date until the day of actual payment.
How is GST interest calculated on delayed payment?+
Formula: Interest = Tax Amount × (Rate/100) × (Days Delayed/365). Example: ₹50,000 delayed by 30 days at 18% = ₹50,000 × 0.18 × (30/365) = ₹739.73. The calculation is per day and uses 365 days (not 366 in leap years).
What is the difference between interest, late fee, and penalty?+
Interest (Section 50): 18%/24% p.a. on unpaid tax — for delayed payment. Late Fee (Section 47): ₹50/day (₹20 for NIL), max ₹10,000 — for delayed return filing. Penalty (Sections 122–125): 10%–100% of tax — for fraud or evasion. All three can apply together.
Is interest charged on the full tax or net tax after ITC?+
Interest is charged on the net tax payable after ITC set-off. If you have sufficient ITC to cover your liability, no interest arises. Interest only applies to the positive tax amount that remains unpaid after utilising available ITC.
Can interest be waived if I pay before receiving a GST notice?+
Interest under Section 50 cannot typically be waived — it is a statutory charge that accrues automatically. However, under Section 73 (genuine mistakes), paying tax + interest before a show-cause notice can reduce penalties. Interest itself remains payable. Consult a CA for specific situations.

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